BEAUTY SALONS BARBERSHOPS INSURANCE
If you run a beauty salon or barbershop or are planning to open one, there are things you should know about insurance. In Florida, the law requires that you take out liability insurance. It's just to make sure you and the employees are covered. That way, you don't have to pay out-of-pocket costs if something goes wrong. Unexpected events can cause costly damage or injuries.
Also, if you've got employees, you need workers' compensation. This type of insurance covers medical bills, lost income, and other expenses. Many things can happen at your salon, so don't take chances. Thankfully, at Prestige Insurance Group Inc. in Miami, FL, we offer tailored plans to keep you protected in Florida.
Professional liability insurance
If someone accuses you or your employees of being careless, you may need to rely on professional liability insurance. There's nothing to worry about, whether it's a bad hair dye job or slip and fall. Without it, you could pay for damages or legal fees.
Luckily, getting liability insurance for your salon is easy. That's why we invite you to speak to one of our consultants about insurance options for your salon or barbershop. We help you figure out how much coverage you need. On top of that, you can check for things that aren't covered or limits.
Business owners’ policy (BOP)
Getting a BOP is a surefire way to protect your business from unexpected events. It brings the best of property and liability insurance. You protect your salon from property damage, theft, and liability claims.
The liability bit protects you when something terrible happens to customers while they're at your place. On the other hand, you can turn to property insurance if your equipment or furniture gets damaged or stolen.
You'll be glad to know that, at Prestige Insurance Group Inc. in Miami, FL, we make it easier to customize your policy. So, call or visit us today for an obligation-free quote.
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